HDB does not allow spouses to buy over the other spouse’s share unless it is in special circumstances like in a divorce case. However, if the owners are mother/daughter or siblings, one owner will be able to buy over the share of the other owner provided the one buying is eligible own a HDB flat under one of the approved schemes.
In other words, for those who are HDB owners and think of doing this to avoid the newly implemented ABSD(Additional Buyers Stamp Duties) of 7% for 2nd property, no go!
But there is still a way out…
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